@charset "utf-8";
/* ============================================================
   어린이보험 가입센터 (childwelcome.co.kr)
   디자인 : 성장 스티커북 — 피치 크림 + 라벤더 + 코랄피치 + 레몬
   · Dongle 몽글 폰트 + Pretendard 본문
   · 히어로 : 좌 카피 / 우 "성장수첩 폼 카드"
     (두꺼운 흰 스티커 보더 + 모서리 마스킹테이프 + 곰 스티커)
     컴팩트 → 모바일 첫 화면 폼 노출
   · 콘텐츠 : CSS 바 그래프 + 도넛 그래프
   · 폼 라벨 : 자녀 이름 / 자녀 성별 / 자녀 생년월일 / 보호자 연락처
   · termsModal 760px (SMS 모달 480px과 분리)
   ============================================================ */
:root{
  --ink:#4b3a86;            /* 딥 라벤더 잉크 */
  --ink-deep:#37296b;
  --soft:#8b7fae;           /* 보조 텍스트 */
  --cream:#fff6f0;          /* 피치 크림 */
  --paper:#fffdfb;
  --lav:#a98ff0;            /* 라벤더 */
  --lav-deep:#6d4fc4;       /* 밝은 배경 위 라벤더 텍스트 */
  --lav-soft:#f0eafe;
  --peach:#ffb085;          /* 코랄 피치 */
  --peach-deep:#c96a35;     /* 밝은 배경 위 피치 텍스트 */
  --peach-soft:#ffeadd;
  --lemon:#ffe27a;
  --lemon-deep:#9b7c12;
  --mint:#bfe9d4;
  --line:#f0e3da;
  --r:22px;
  --shadow:0 16px 36px rgba(75,58,134,.14);
  --shadow-s:0 6px 16px rgba(75,58,134,.1);
  --disp:'Dongle','Pretendard',sans-serif;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:'Pretendard',system-ui,sans-serif;color:var(--ink);background:var(--cream);line-height:1.7;-webkit-font-smoothing:antialiased;overflow-x:clip}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
button{font-family:inherit;color:inherit}
.wrap{max-width:1120px;margin:0 auto;padding:0 22px}

/* ===== Header ===== */
header{position:sticky;top:0;z-index:60;background:rgba(255,246,240,.95);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:64px}
.brand{display:flex;align-items:center;gap:9px}
.brand .mark{width:36px;height:36px;display:grid;place-items:center}
.brand .mark svg{width:36px;height:36px;filter:drop-shadow(0 3px 6px rgba(169,143,240,.45))}
.brand h1{font-family:var(--disp);font-size:30px;font-weight:700;letter-spacing:-.3px;line-height:1;margin:0;color:var(--ink);transform:translateY(2px)}
nav ul{display:flex;gap:2px;list-style:none}
nav a{font-weight:700;font-size:15px;color:var(--ink);padding:8px 13px;border-radius:999px;transition:background .15s,color .15s}
nav a:hover{background:var(--lav-soft);color:var(--lav-deep)}
nav a.active{background:var(--lav);color:#fff}
.hbtn{background:var(--lav);color:#fff;border-radius:999px;padding:10px 19px;font-weight:800;font-size:14px;display:inline-flex;align-items:center;gap:6px;box-shadow:0 6px 16px rgba(169,143,240,.5);transition:transform .15s,background .15s,color .15s}
.hbtn:hover{transform:translateY(-2px);background:var(--peach);color:var(--ink-deep)}
.burger{display:none;flex-direction:column;gap:5px;cursor:pointer;padding:6px;background:none;border:0}
.burger span{width:24px;height:2.5px;background:var(--ink);border-radius:2px}

/* ===== Mobile menu ===== */
.mmenu{display:none;position:fixed;inset:0;z-index:80;background:rgba(55,41,107,.5)}
.mmenu.open{display:block}
.mpanel{position:absolute;right:0;top:0;height:100%;width:78%;max-width:320px;background:var(--cream);border-radius:24px 0 0 24px;padding:26px 24px;overflow-y:auto;box-shadow:-12px 0 32px rgba(55,41,107,.25)}
.mpanel .x{background:var(--lav-soft);border:0;width:38px;height:38px;border-radius:50%;font-size:20px;font-weight:800;cursor:pointer;display:block;margin-left:auto;color:var(--lav-deep)}
.mpanel ul{list-style:none;margin-top:16px}
.mpanel li{border-bottom:1px dashed var(--line)}
.mlink{display:block;padding:12px 6px;font-family:var(--disp);font-weight:700;font-size:26px;color:var(--ink)}
.mlink:hover{color:var(--lav-deep)}
.mlink.hl{background:var(--lav);color:#fff;text-align:center;border-radius:999px;margin-top:16px;border-bottom:0;box-shadow:0 6px 16px rgba(169,143,240,.45)}

/* ===== Hero : 좌 카피 / 우 스티커 폼 카드 ===== */
.hero{position:relative;overflow:clip;padding:34px 0 46px;background:
  radial-gradient(520px 240px at 10% -60px,rgba(255,226,122,.35),transparent 60%),
  radial-gradient(620px 280px at 96% 10%,rgba(169,143,240,.22),transparent 60%),
  var(--cream)}
.hero .dots{position:absolute;inset:0;pointer-events:none;background-image:radial-gradient(rgba(169,143,240,.18) 2.5px,transparent 2.5px);background-size:34px 34px}
.hgrid{position:relative;z-index:2;display:grid;grid-template-columns:1.06fr .94fr;gap:44px;align-items:center}
.hcopy .gbadge{display:inline-flex;align-items:center;gap:8px;background:#fff;border:2px solid var(--lav);color:var(--lav-deep);border-radius:999px;padding:6px 16px;font-weight:800;font-size:12.5px;letter-spacing:1px;margin-bottom:13px;box-shadow:0 4px 0 rgba(75,58,134,.12)}
.hcopy h2{font-family:var(--disp);font-weight:700;font-size:clamp(42px,5.4vw,64px);line-height:1.04;letter-spacing:-.5px;color:var(--ink-deep)}
.hcopy h2 b{color:var(--lav-deep);font-weight:700}
.hcopy h2 .pk{color:var(--peach-deep)}
.hcopy .lead{margin-top:10px;font-size:15px;color:var(--soft);max-width:420px}
.hcopy .lead b{color:var(--ink)}
.hcopy .minis{display:flex;gap:12px;margin-top:20px;flex-wrap:wrap}
.hcopy .minis span{background:#fff;border:2px solid var(--line);border-radius:14px;padding:9px 15px;font-weight:800;font-size:13px;color:var(--ink);box-shadow:0 4px 0 rgba(75,58,134,.1)}
.hcopy .minis b{color:var(--peach-deep)}
/* 스티커 폼 카드 */
.stickerform{position:relative;background:var(--paper);border:3px solid var(--ink);border-radius:26px;box-shadow:0 10px 0 rgba(75,58,134,.18),var(--shadow);padding:28px 30px 24px;scroll-margin-top:84px;outline:7px solid #fff;outline-offset:0}
.stickerform .tape{position:absolute;width:108px;height:30px;background:rgba(255,226,122,.85);border:1.5px dashed rgba(155,124,18,.4);top:-16px;left:50%;transform:translateX(-50%) rotate(-3deg)}
.stickerform .bear{position:absolute;top:-26px;right:-16px;width:62px;height:62px}
.stickerform h3{font-family:var(--disp);font-weight:700;font-size:36px;letter-spacing:-.3px;color:var(--ink);line-height:1;margin-bottom:2px}
.stickerform h3 span{color:var(--peach-deep)}
.stickerform .qsub{font-size:13px;color:var(--soft);margin-bottom:16px}
.field{margin-bottom:12px}
.field label{display:block;font-size:13px;font-weight:800;margin-bottom:5px;color:var(--ink)}
.txt{width:100%;border:2px solid var(--line);background:#fff;border-radius:14px;padding:11px 14px;font-size:15.5px;font-family:inherit;color:var(--ink);appearance:none;-webkit-appearance:none;transition:border .15s,box-shadow .15s}
.txt:focus{outline:none;border-color:var(--lav);box-shadow:0 0 0 4px rgba(169,143,240,.22)}
.txt::placeholder{color:#c5bcd9}
select.txt{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%234b3a86' stroke-width='2' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 13px center;padding-right:34px}
.seg{display:grid;grid-template-columns:1fr 1fr;gap:9px}
.seg button{border:2px solid var(--line);background:#fff;border-radius:14px;padding:10px 0;font-size:15px;font-weight:800;cursor:pointer;color:var(--soft);transition:all .15s}
.seg button:hover{border-color:var(--peach);color:var(--peach-deep)}
.seg button.on{background:var(--peach);border-color:var(--peach);color:#fff}
.phone-row{display:grid;grid-template-columns:86px 1fr;gap:9px}
.privacy_wrap{display:flex;align-items:center;gap:7px;margin:13px 0 3px;font-size:13.5px}
.privacy_wrap input[type=checkbox]{width:17px;height:17px;accent-color:var(--lav)}
.privacy_label{font-weight:700;color:var(--ink)}
.privacy_view{font-weight:800;color:var(--lav-deep);text-decoration:underline;text-underline-offset:3px}
.privacy_view:hover{color:var(--peach-deep)}
.err{display:none;background:#fdeeee;border:2px solid #f2bcbc;border-radius:12px;color:#bb3b3b;font-size:13.5px;font-weight:700;padding:9px 13px;margin:10px 0 0;text-align:center}
.submit{width:100%;margin-top:13px;background:var(--lav);color:#fff;border:3px solid var(--ink);border-radius:999px;padding:12px 0;font-size:27px;font-weight:700;font-family:var(--disp);line-height:1;cursor:pointer;box-shadow:0 5px 0 var(--ink);transition:transform .12s,box-shadow .12s,background .15s,color .15s}
.submit:hover{transform:translateY(-2px);box-shadow:0 7px 0 var(--ink);background:var(--lemon);color:var(--ink-deep)}
.submit:active{transform:translateY(2px);box-shadow:0 2px 0 var(--ink)}
.stickerform .trustrow{display:flex;justify-content:center;gap:16px;margin-top:11px;font-size:12.5px;font-weight:700;color:var(--soft)}
.stickerform .trustrow b{color:var(--lav-deep)}

/* ===== Insurer marquee : 스티커 칩 ===== */
.insurers{padding:40px 0 54px}
.insurers .cap{text-align:center;font-size:12.5px;font-weight:800;color:var(--soft);letter-spacing:2.5px;margin-bottom:17px}
.marquee{overflow:hidden;width:100%;-webkit-mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent);mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent)}
.track{display:flex;gap:13px;list-style:none;width:max-content;animation:roll 30s linear infinite;padding:4px 0}
.marquee:hover .track{animation-play-state:paused}
.track li{background:#fff;border:2px solid var(--ink);outline:4px solid #fff;border-radius:999px;padding:9px 22px;font-weight:800;font-size:14.5px;color:var(--ink);white-space:nowrap;box-shadow:0 4px 0 rgba(75,58,134,.14);margin:4px}
@keyframes roll{from{transform:translateX(0)}to{transform:translateX(-50%)}}
/* 보험사 마퀴는 모바일 절전/애니메이션 줄이기 설정과 무관하게 항상 자동 슬라이드.
   (CSS 애니메이션이 차단되는 기기는 main.js의 JS 폴백이 직접 굴린다) */
@media (prefers-reduced-motion:reduce){
  .reveal{opacity:1!important;transform:none!important;transition:none!important}
}

/* ===== 공통 섹션 ===== */
.block{padding:64px 0}
.center{text-align:center}
.eyebrow-s{display:inline-flex;align-items:center;gap:8px;font-family:var(--disp);font-size:24px;font-weight:700;letter-spacing:1px;line-height:1;color:var(--lav-deep);background:var(--lav-soft);border-radius:999px;padding:8px 19px 6px;margin-bottom:13px}
.title{font-family:var(--disp);font-weight:700;font-size:clamp(38px,4.6vw,56px);letter-spacing:-.4px;line-height:1.08;color:var(--ink)}
.title b{color:var(--peach-deep);font-weight:700}
.desc{margin-top:10px;color:var(--soft);font-size:15.5px}
.prose p{color:var(--soft);font-size:15.5px;max-width:780px;margin:0 auto}

/* ===== 그래프 섹션 ===== */
.charts{display:grid;grid-template-columns:1.15fr .85fr;gap:26px;margin-top:40px;align-items:stretch}
.chartcard{background:#fff;border:3px solid var(--ink);outline:6px solid #fff;border-radius:var(--r);box-shadow:0 7px 0 rgba(75,58,134,.15);padding:26px 28px}
.chartcard h3{font-family:var(--disp);font-weight:700;font-size:30px;line-height:1.05;color:var(--ink);margin-bottom:4px}
.chartcard h3 b{color:var(--lav-deep)}
.chartcard .chsub{font-size:13px;color:var(--soft);margin-bottom:20px}
/* 바 그래프 */
.bars{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;align-items:end;height:210px;padding:0 6px;border-bottom:3px solid var(--ink)}
.bar{position:relative;border-radius:14px 14px 0 0;border:3px solid var(--ink);border-bottom:0;display:flex;align-items:flex-start;justify-content:center}
.bar i{position:absolute;top:-30px;font-style:normal;font-weight:900;font-size:14px;color:var(--ink)}
.bar.b1{height:38%;background:var(--mint)}
.bar.b2{height:56%;background:var(--lemon)}
.bar.b3{height:76%;background:var(--peach)}
.bar.b4{height:100%;background:var(--lav)}
.barlabels{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;padding:10px 6px 0;text-align:center;font-weight:800;font-size:13.5px;color:var(--ink)}
.chartnote{margin-top:14px;font-size:12px;color:var(--soft)}
/* 도넛 그래프 */
.donutwrap{display:flex;gap:22px;align-items:center;flex-wrap:wrap}
.donut{width:170px;height:170px;border-radius:50%;flex:none;border:3px solid var(--ink);background:conic-gradient(var(--peach) 0 40%,var(--lemon) 40% 65%,var(--lav) 65% 85%,var(--mint) 85% 100%);position:relative}
.donut::after{content:"우리 아이\A일상 속";white-space:pre;position:absolute;inset:34px;border-radius:50%;background:#fff;border:3px solid var(--ink);display:grid;place-items:center;font-weight:900;font-size:13.5px;text-align:center;color:var(--ink);line-height:1.5}
.dlegend{display:grid;gap:9px;font-size:13.5px;font-weight:700;color:var(--ink)}
.dlegend li{list-style:none;display:flex;align-items:center;gap:9px}
.dlegend i{width:15px;height:15px;border-radius:5px;border:2px solid var(--ink);flex:none}
.dlegend .l1 i{background:var(--peach)}
.dlegend .l2 i{background:var(--lemon)}
.dlegend .l3 i{background:var(--lav)}
.dlegend .l4 i{background:var(--mint)}

/* ===== 6 메뉴 이미지 카드 : 스티커 ===== */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;margin-top:40px}
.mcard{background:#fff;border:3px solid var(--ink);outline:6px solid #fff;border-radius:var(--r);box-shadow:0 7px 0 rgba(75,58,134,.16);display:block;overflow:hidden;transition:transform .2s,box-shadow .2s}
.mcard:hover{transform:translateY(-7px) rotate(-.6deg);box-shadow:0 14px 0 rgba(75,58,134,.14)}
.mcard .thumb{display:block;aspect-ratio:72/50;overflow:hidden;background:var(--lav-soft);border-bottom:3px solid var(--ink)}
.mcard .thumb img{width:100%;height:100%;object-fit:cover;transition:transform .35s}
.mcard:hover .thumb img{transform:scale(1.045)}
.mcard .cap{display:block;padding:14px 20px 17px}
.mcard h3{font-family:var(--disp);font-size:29px;font-weight:700;line-height:1;display:flex;align-items:center;justify-content:space-between;color:var(--ink)}
.mcard .go{width:28px;height:28px;border-radius:50%;background:var(--lemon);color:var(--ink);border:2.5px solid var(--ink);display:grid;place-items:center;font-size:14px;transition:background .2s,color .2s,transform .2s}
.mcard:hover .go{background:var(--lav);color:#fff;transform:translateX(3px)}
.mcard p{margin-top:5px;font-size:13.6px;color:var(--soft)}

/* ===== 표 ===== */
.gentable{margin-top:34px;border-radius:var(--r);overflow:hidden;box-shadow:0 6px 0 rgba(75,58,134,.13);background:#fff;border:3px solid var(--ink)}
.gentable table{width:100%;border-collapse:collapse;font-size:14.5px}
.gentable th{background:var(--lav);color:#fff;font-weight:800;padding:13px 16px;text-align:left}
.gentable th b{color:var(--lemon)}
.gentable td{padding:13px 16px;border-top:2px dashed var(--line);color:var(--soft);vertical-align:top}
.gentable td b{color:var(--ink)}
.gentable tr:nth-child(even) td{background:var(--cream)}

/* ===== 콜아웃 ===== */
.callout{margin-top:30px;background:var(--peach-soft);border:3px solid var(--ink);border-radius:var(--r);padding:20px 25px;display:flex;gap:14px;align-items:flex-start;box-shadow:0 5px 0 rgba(75,58,134,.14)}
.callout .ci{font-size:22px;line-height:1.2}
.callout h3{font-family:var(--disp);font-size:25px;line-height:1;font-weight:700;margin-bottom:5px;color:var(--peach-deep)}
.callout p{font-size:14.3px;color:#7c5a43}

/* ===== 숫자 밴드 ===== */
.statband{margin-top:40px;display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.stat{background:#fff;border:3px solid var(--ink);outline:6px solid #fff;border-radius:var(--r);text-align:center;padding:30px 18px 26px;box-shadow:0 6px 0 rgba(75,58,134,.15)}
.stat .n{font-family:var(--disp);font-weight:700;font-size:clamp(46px,5vw,62px);line-height:.95}
.stat:nth-child(1) .n{color:var(--peach-deep)}
.stat:nth-child(2) .n{color:var(--lav-deep)}
.stat:nth-child(3) .n{color:var(--lemon-deep)}
.stat .l{margin-top:7px;font-size:13.5px;font-weight:700;color:var(--soft)}

/* ===== CTA 밴드 ===== */
.ctaband{position:relative;text-align:center;background:var(--lav);color:#fff;padding:50px 30px;border:3px solid var(--ink);border-radius:26px;overflow:clip;box-shadow:0 8px 0 rgba(75,58,134,.25)}
.ctaband::before{content:"";position:absolute;top:-44px;left:-36px;width:150px;height:150px;border-radius:50%;background:rgba(255,255,255,.22)}
.ctaband::after{content:"";position:absolute;bottom:-54px;right:-32px;width:170px;height:170px;border-radius:50%;background:rgba(255,226,122,.4)}
.ctaband h2{font-family:var(--disp);font-weight:700;font-size:clamp(36px,4.2vw,52px);line-height:1.06;letter-spacing:-.3px;color:#fff;position:relative;z-index:1}
.ctaband h2 b{color:var(--lemon);font-weight:700}
.ctaband p{margin:8px 0 22px;color:#efe9ff;font-size:15px;font-weight:600;position:relative;z-index:1}
.ctaband a{display:inline-block;background:#fff;color:var(--lav-deep);border:3px solid var(--ink);border-radius:999px;padding:12px 40px;font-weight:700;font-size:27px;line-height:1.1;font-family:var(--disp);box-shadow:0 5px 0 var(--ink);transition:transform .15s,background .15s,color .15s;position:relative;z-index:1}
.ctaband a:hover{transform:translateY(-2px);background:var(--lemon);color:var(--ink-deep)}

/* ===== 하단 고정 CTA 바 ===== */
.stickybar{position:fixed;left:0;right:0;bottom:0;z-index:70;background:rgba(255,246,240,.97);backdrop-filter:blur(8px);padding:11px 16px;display:flex;align-items:center;justify-content:center;gap:16px;transform:translateY(110%);transition:transform .3s ease;border-top:3px solid var(--ink)}
.stickybar.show{transform:translateY(0)}
.stickybar p{font-size:14px;color:var(--ink);font-weight:700}
.stickybar p b{font-weight:900;color:var(--peach-deep)}
.stickybar a{background:var(--lav);color:#fff;padding:10px 25px;border-radius:999px;border:2.5px solid var(--ink);font-weight:800;font-size:14px;box-shadow:0 4px 0 var(--ink);transition:transform .15s,background .15s,color .15s}
.stickybar a:hover{transform:translateY(-2px);background:var(--lemon);color:var(--ink-deep)}

/* ===== 서브 페이지 헤더 ===== */
.subhero{position:relative;overflow:clip;padding:44px 0 48px;text-align:center;background:
  radial-gradient(520px 220px at 12% -50px,rgba(255,226,122,.3),transparent 60%),
  radial-gradient(560px 240px at 92% 0,rgba(169,143,240,.2),transparent 60%),var(--cream);border-bottom:2px dashed var(--line)}
.subhero .crumb{font-size:13px;color:var(--soft);margin-bottom:10px;font-weight:700}
.subhero .crumb a{color:var(--lav-deep);text-decoration:underline;text-underline-offset:3px}
.subhero .crumb a:hover{color:var(--peach-deep)}
.subhero .crumb span{margin:0 7px;color:#d3c9e8}
.subhero h2{font-family:var(--disp);font-weight:700;font-size:clamp(42px,5vw,58px);line-height:1.05;letter-spacing:-.4px;color:var(--ink)}
.subhero h2 b{color:var(--peach-deep);font-weight:700}
.subhero p{margin:10px auto 0;color:var(--soft);font-size:15.5px;max-width:660px}

/* ===== 본문 콘텐츠 보조 ===== */
.article{padding:46px 0 62px}
.article .sec{margin-bottom:48px}
.article h3.h{font-family:var(--disp);font-weight:700;font-size:34px;line-height:1.05;letter-spacing:-.3px;color:var(--ink);display:flex;align-items:center;gap:11px;margin-bottom:13px}
.article h3.h::before{content:"";width:22px;height:22px;border-radius:50%;background:var(--peach);border:3px solid var(--ink);flex:none}
.article .sec:nth-child(even) h3.h::before{background:var(--lav);border-radius:7px;transform:rotate(8deg)}
.article p.t{color:var(--soft);font-size:15.6px;margin-bottom:12px;max-width:860px}
.article p.t b{color:var(--ink)}
.article p.t a{color:var(--lav-deep);text-decoration:underline;text-underline-offset:3px;font-weight:700}
.article p.t a:hover{color:var(--peach-deep)}
.steps{counter-reset:st;display:grid;gap:15px;margin-top:22px}
.step{background:#fff;border:3px solid var(--ink);border-radius:18px;box-shadow:0 5px 0 rgba(75,58,134,.13);padding:20px 23px 20px 76px;position:relative;counter-increment:st}
.step::before{content:counter(st);position:absolute;left:19px;top:18px;width:38px;height:38px;border-radius:13px;background:var(--lemon);color:var(--ink-deep);border:3px solid var(--ink);font-family:var(--disp);font-weight:700;font-size:27px;display:grid;place-items:center;transform:rotate(-4deg)}
.step h3{font-family:var(--disp);font-size:27px;line-height:1.05;font-weight:700;margin-bottom:4px;color:var(--ink)}
.step p{font-size:14.2px;color:var(--soft)}
.checklist{list-style:none;margin-top:17px;display:grid;gap:10px;max-width:860px}
.checklist li{background:#fff;border:2.5px solid var(--ink);border-radius:14px;padding:13px 17px 13px 46px;position:relative;font-size:14.4px;color:var(--soft);box-shadow:0 4px 0 rgba(75,58,134,.11)}
.checklist li::before{content:"✔";position:absolute;left:17px;top:12px;color:var(--peach-deep);font-weight:900}
.checklist li b{color:var(--ink)}

/* ===== FAQ ===== */
.faq{margin-top:34px}
.qa{background:#fff;border:3px solid var(--ink);border-radius:18px;margin-bottom:12px;box-shadow:0 5px 0 rgba(75,58,134,.12);overflow:hidden;transition:box-shadow .2s,transform .2s}
.qa.open{transform:translateY(-2px);box-shadow:0 8px 0 rgba(75,58,134,.12)}
.qa .q{width:100%;display:flex;align-items:center;justify-content:space-between;gap:14px;background:none;border:0;text-align:left;padding:17px 21px;font-size:15.5px;font-weight:800;cursor:pointer;color:var(--ink)}
.qa .q:hover{background:var(--cream)}
.qa .qmark{color:var(--peach-deep);font-family:var(--disp);font-weight:700;margin-right:9px;font-size:24px}
.qa .ar{width:28px;height:28px;border-radius:50%;background:var(--lemon);color:var(--ink);border:2.5px solid var(--ink);display:grid;place-items:center;font-size:16px;font-weight:900;flex:none;transition:transform .25s,background .2s,color .2s}
.qa.open .ar{transform:rotate(45deg);background:var(--lav);color:#fff}
.qa .a{max-height:0;overflow:hidden;transition:max-height .35s ease;color:var(--soft);font-size:14.6px}
.qa .a > div{padding:0 21px 19px;border-top:2px dashed var(--line);padding-top:14px}

/* ===== Footer ===== */
footer{background:var(--ink-deep);color:#fff;padding:0 0 34px;margin-top:22px}
footer::before{content:"";display:block;height:12px;margin-bottom:42px;background:
  linear-gradient(90deg,var(--peach) 0 25%,var(--lemon) 0 50%,var(--lav) 0 75%,var(--mint) 0)}
.fnotes{background:rgba(255,255,255,.07);border-radius:16px;padding:19px 22px;font-size:12.6px;line-height:1.85;color:rgba(255,255,255,.7)}
.fnotes .strong{font-weight:800;color:var(--lemon);margin-bottom:6px}
.fbot{display:flex;align-items:flex-end;justify-content:space-between;gap:20px;margin-top:25px;flex-wrap:wrap}
.fbrand{display:flex;align-items:center;gap:9px;font-family:var(--disp);font-weight:700;font-size:26px;line-height:1;color:#fff}
.fbrand .mark{width:26px;height:26px}
.fbrand .mark svg{width:26px;height:26px}
.fcorp{margin-top:8px;font-size:12.4px;color:rgba(255,255,255,.55)}
.flinks{display:flex;gap:18px}
.flinks a{font-size:13.4px;font-weight:800;color:var(--lemon);text-decoration:underline;text-underline-offset:3px}
.flinks a:hover{background:var(--lemon);color:var(--ink-deep);text-decoration:none;border-radius:5px}

/* ===== Modal ===== */
.modal{display:none;position:fixed;inset:0;z-index:120;background:rgba(55,41,107,.55);padding:20px}
.modal.open{display:flex;align-items:center;justify-content:center}
.mbox{background:var(--cream);width:100%;max-width:480px;border:3px solid var(--ink);border-radius:24px;box-shadow:0 30px 70px rgba(28,20,56,.5);animation:rise .25s ease;overflow:hidden}
/* 약관 보기 레이어는 넓게 (SMS 모달 480px과 분리) */
#termsModal .mbox{max-width:760px}
@keyframes rise{from{transform:translateY(18px);opacity:0}to{transform:none;opacity:1}}
.mtop{display:flex;align-items:center;justify-content:space-between;padding:14px 24px;background:var(--lav);border-bottom:3px solid var(--ink)}
.mtop h3{font-family:var(--disp);font-size:27px;line-height:1;font-weight:700;color:#fff;transform:translateY(2px)}
.mclose{background:rgba(255,255,255,.3);border:0;width:32px;height:32px;border-radius:50%;font-size:18px;font-weight:900;cursor:pointer;line-height:1;color:#fff}
.mclose:hover{background:var(--lemon);color:var(--ink-deep)}
.mbody{padding:22px 24px;max-height:60vh;overflow-y:auto}
.mbody.nopad{padding:0;max-height:none;overflow:hidden}
.terms-frame{width:100%;height:65vh;border:0;display:block;background:#fff}
.mfoot{display:flex;gap:10px;justify-content:flex-end;padding:14px 22px;border-top:2px dashed var(--line);background:#fdf2ea}
.mbtn{background:var(--lav);color:#fff;border:2.5px solid var(--ink);border-radius:999px;padding:11px 22px;font-weight:800;font-size:14.5px;cursor:pointer;transition:background .15s,color .15s;box-shadow:0 3px 0 var(--ink)}
.mbtn:hover{background:var(--lemon);color:var(--ink-deep)}
.mbtn.ghost{background:#fff;color:var(--ink)}
.mbtn.ghost:hover{background:var(--ink);color:var(--lemon)}
.mbtn.full{width:100%}
.smsinfo{font-size:15px;text-align:center;margin-bottom:16px;color:var(--soft)}
.smsinfo b{color:var(--peach-deep)}
.demohint{display:none}
.resend{display:block;margin:13px auto 0;background:none;border:0;font-size:13.5px;font-weight:700;color:var(--soft);text-decoration:underline;text-underline-offset:3px;cursor:pointer}
.resend:hover{color:var(--lav-deep)}

/* ===== Reveal ===== */
.reveal{opacity:0;transform:translateY(20px);transition:opacity .6s ease,transform .6s ease}
.reveal.in{opacity:1;transform:none}

/* ===== Responsive ===== */
@media (max-width:920px){
  nav{display:none}
  header .hbtn{display:none}
  .burger{display:flex}
  .hero{padding:22px 0 36px}
  .hgrid{grid-template-columns:1fr;gap:22px}
  .hcopy{text-align:center}
  .hcopy h2{font-size:42px}
  .hcopy .lead{display:none}
  .hcopy .minis{display:none}
  .stickerform{max-width:520px;margin:0 auto;width:100%}
  .charts{grid-template-columns:1fr}
  .cards{grid-template-columns:1fr 1fr;gap:16px}
  .statband{grid-template-columns:1fr;gap:16px}
  .gentable{overflow-x:auto}.gentable table{min-width:560px}
}
@media (max-width:560px){
  .cards{grid-template-columns:1fr}
  .stickybar p{display:none}
  .stickybar a{width:100%;text-align:center}
  .stickerform{padding:24px 20px 20px}
  .bars{gap:10px}.barlabels{gap:10px;font-size:12px}
}